Resources
Navigating Hurricane Deductibles with Multiple Storm Claims in the Same Calendar Year
As hurricane season hits its peak, homeowners often face multiple storms in a single calendar year, which can lead to filing multiple insurance claims. While insurance is there to protect you, understanding how hurricane deductibles work when filing these claims is...
Filing Multiple Hurricane Insurance Claims in the Same Year
Filing Multiple Insurance Claims in One Calendar Year Due to Multiple Hurricanes: What You Need to Know Hurricane season can be overwhelming, especially when your property is hit more than once within the same year. As a homeowner, you may find yourself filing...
Misconduct in Property Claim Handling by Insurance Companies
On September 29, 2024, 60 Minutes aired an investigative report exposing widespread misconduct in property claim handling by insurance companies, a revelation that shocked many consumers. However, as someone who has worked in the property insurance industry for over...
Klein Claim Services: Here to Help After Hurricane Helene
As we reflect on the devastation caused by Hurricane Helene in Florida, our hearts are with everyone affected. We understand the challenges ahead as you assess the damage and begin to rebuild your lives and homes. While getting your home back in order is a priority,...
Protecting Your Home from Summer Rainfall in Florida: What You Need to Know
Florida is known for its sunny skies and tropical climate, but with that comes the heavy rainfall and storms during the summer months. Increased rainfall can pose serious risks to your home, potentially leading to structural damage, mold growth, and flooding. Taking...
Know Your Homeowner Insurance Policy Part 2
Hello Everybody, With Hurricane season here combined with normal home issues it is important for you to understand your Homeowners Insurance Policy. Let’s talk about policy endorsements, what is an endorsement? Answer: An endorsement is an amendment to the insurance...
Know Your Homeowners Insurance Policy
Insurance Policies Before I get started, I want to talk about Blogs. My marketing Guru has been trying to get me to share my insurance adjusting knowledge from my experiences by writing monthly informational topic articles “Blogs”. So, I researched blogs, and the...
Understanding the 80% Rule in Homeowners Insurance: Essential Homeowner Policy Review Tips
Homeowners insurance is a critical aspect of owning a property. It provides financial protection against damages to your home, personal belongings, and potential liability for accidents that may occur on your property. However, understanding the intricacies of...
FL Insurance Laws Change: Now How Homeowners May Lose Out!
The landscape of homeowners' insurance in Florida is undergoing a significant shift. Recent changes to the Florida insurance laws have left many homeowners feeling uncertain and potentially at risk. Understanding these changes is crucial for all homeowners to ensure...