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Understanding the 80% Rule in Homeowners Insurance: Essential Homeowner Policy Review Tips
Homeowners insurance is a critical aspect of owning a property. It provides financial protection against damages to your home, personal belongings, and potential liability for accidents that may occur on your property. However, understanding the intricacies of...
Avoiding the Homeowners Insurance Pitfalls: The Biggest Insurance Claim Mistakes
Filing an insurance claim can be a daunting task, especially when you're dealing with the aftermath of an unexpected event. While insurance is designed to provide financial protection, there are common mistakes that policyholders often make that can result in claim...
Preparing for Hurricane Season
Hurricane season is a time of year that can be both exciting and stressful. While it’s important to enjoy the warmer weather and summer activities, it’s also important to take the necessary steps to prepare your home for the potential of a hurricane. Here are some...
FL Insurance Laws Change: Now How Homeowners May Lose Out!
The landscape of homeowners' insurance in Florida is undergoing a significant shift. Recent changes to the Florida insurance laws have left many homeowners feeling uncertain and potentially at risk. Understanding these changes is crucial for all homeowners to ensure...
Hurricane Preparedness Kits: Essential Kits and Tips
As we approach the most active part of hurricane season, it's crucial to start preparing early. Hurricanes are unpredictable and can cause significant damage, so having a plan in place is essential. This blog post will highlight three key items you should have on hand...
What Are Some Items Typically Excluded From Property Insurance?
Property insurance is an important part of protecting your home and possessions from damage or loss. While most policies cover a wide range of items, there are some items that are typically excluded from coverage. Knowing what these items are can help you make sure...
Advantages of Hiring a Public Adjuster
When disaster strikes your property, you may find yourself in a whirlwind of stress and confusion. Whether it's a fire, flood, or storm damage, dealing with insurance claims can be an overwhelming process. This is where the role of a public adjuster comes into play....
Tips to Help You Prepare for the Storm (Even if you have damage already)
If you’ve already experienced storm damage to your home, it’s important to take steps to prepare for the next storm. Here are some tips to help you prepare your home for a storm even if you have storm damage already. 1. Check your roof. If your roof has been damaged...
What Happens When an Insurance Company Claims Insolvency?
Insurance companies are responsible for providing financial protection to individuals and businesses in the event of a loss. When an insurance company claims insolvency, it means that it is unable to pay its debts and is unable to meet its financial obligations. This...